This is a Play explaining key points.
UpDated: 250712=yymmdd. List and dates of changes> (so a rereader will not have to reread the entire article). Started: 081203.
Written By Don Design Jr. World-Class Design Engineer.
Hear the synthesized AUDIO version of this play!
START OF PLAY:
The Title of this play is “ALL WILL Prosper With These Changes!”
I am multi-voice voice actor, audio book narrator, and spokesperson for hire Bill Voices performing this audio play for aBetterLife4All.com. That’s one word and the number 4.
Our philosophy: let the rich get richer at our benefit, not at our expense; let the rich, not taxpayers, stimulate our economy by allowing the rich to keep ALL their profits from public beneficial businesses Tax-Free!
Businesses that will produce more goods and services, JOBS, income tax, and sales tax than ever before! And there will be much lower housing costs for everyone! We ALL will have lower housing costs, more JOBS, and more goods and services! Isn’t that what prosperity is all about?
Should the USA, the wealthiest country with the highest GDP, also be the country with the greatest debt burden? We think not!
Experts agree these changes Will End The Housing Crisis, Stimulate The Economy, and Elevate ALL Economic Classes like nothing before in the history of CAPITALISM!
The two major chunks of all USA assets are housing 43% and stocks 40%. Together that’s 83% of all American assets. There are problems with both that can be cured by changes that will benefit every person in every economic class, everyone, from the poorest to the richest American.
Tax-free means zero tax or low tax. Experts and Future Events can adjust all numbers and techniques.
This play is Copyright 2025 aBetterLife4All.com(TM), All Rights Reserved. Any publisher, podcaster, or anyone can edit and distribute this play, if they mention aBetterLife4All.com.
The time of this play is the achievable future in 2030, a few years after new tax laws create greater tax-free gains in business for landlords than owning taxed rental housing in 2024! Again, businesses that will produce more goods and services, JOBS, income tax, and sales tax than ever before! And there will be much lower housing costs for everyone! We ALL will have lower housing costs, more JOBS, and more goods and services! Isn’t that what prosperity is all about?
The character in this play is Bill Voices, a for hire multi-voice, voice actor, audio book narrator, and spokesperson for aBetterLife4All.com. That’s one word and the number 4.
The scene for this play is Bill’s home office. A phone ringing starts the play.
Yes, this is Bill Voices. I am delighted you asked me to be on your economic podcast today.
I am amazed at how much the new techniques we helped develop have improved the American economy! The new tax laws have encouraged multi-millionaires to stimulate the economy!
The National Debt has fallen from $36 Trillion in 2024 to just $25 Trillion due to increased income tax revenue from new businesses, lower welfare costs (because fewer people are now poor), lower defense spending, lower crime costs, lower medical costs, and lower interest on our National Debt.
Surplus: These new changes have created a SURPLUS in the Federal Budget for the last three years! We should never have a budget deficit ever again!
Most states and local governments’ debts have also decreased!
The most important change is that most Big Landlords gained more by investing in tax-free public beneficial businesses instead of paying capital gains tax selling excess housing and paying heavy landlord tax on more than 5 housing units. This new tax is so heavy Landlords made no profit on units 6 and above! This tax was refunded to the Tenants. When Landlords sold their excess housing, there was no Capital Gains tax, if they invested their gains in beneficial businesses.
Note: Ever since the 1970s, investors have been increasingly bidding against each other forcing housing prices higher out of reach of young adults. In the 2020s, housing had become a dead end, because tenants were paying 50%, 75%, even more of their income to rent! Tenants couldn’t pay anymore! It was also a dead end for Landlords! Landlords were making only 5% positive cash flow, and equity growth was dim in 2024! Many Landlords were losing money!
The Small Business Administration (SBA) and The Federal Housing Administration (FHA) provided investors with tax-free, risk-free, high gain, liquid, no-load, open-ended business investments and mortgage loans investments managed by SBA and FHA experts and Federally Insured. This has been the greatest influx of investment funds in the history of these two beneficial Federal agencies! The rich are making 3 times more tax-free profits than they did in taxed rental housing!
X-Tenants with good rent payment records have received FHA mortgage loans with no down payment, low mortgage insurance, and low interest! Their monthly mortgage payments are typically 25% less than their rent payments were!
Apartment Complexes and Mobile Home Parks have become Non-Profit Home Providers. Yearly equity growth is passed on to the Residents through lower monthly rent in the following year!
Housing costs are way down for everyone, and there are many more goods, services, JOBS, income tax, and sales tax than ever before. This has elevated ALL Economic Classes!
The American Dream of home ownership has been achieved by most Americans! Most Americans have more: much more goods and services than ever before!
Tax-free income below $120,000/y (Jim McCauley>) and low housing costs gave young adults and small businesses a chance to become prosperous and strong contributors to our economy. A chance they never had in 2024.
Tax for the different categories:
Individual Income below $120,000/Y: Tax free.
Individual Income $120,000 to $1,250,000/Y: Liner increasing tax. Tax = (3,125/11,300) times (Taxable income – $120,000).
Individual Income greater than $1,250,000/Y: 25% flat tax.
Married Income below $240,000/Y: Tax free.
Married Income $240,000 to $2,500,000/Y: Liner increasing tax. Tax = (3,125/11,300) times (Taxable income – $240,000).
Married Income greater than $2,500,000/Y: 25% flat tax.
FINANCING FICA (Social Security, Disability, Medicare): The wealthy, the 25% who earn more than $120,000/Y, pay a 5% tax on all income above $120,000. Their employers also pay the same amount. The self-employed pay 10% of all income above $120,000.
FICA recipients are of retirement age or disabled with an income less than $5,000/M and with assets (- home and auto) of less than $20,000.
WE HAD THE POWER: 120 Million Americans earned less than $120,000/year in 2024. (coincidence!). They (WE) had the power to make a change in Government! WE HAD THE VOTE: According to the U.S. Census Bureau, in the 2024 presidential election, 174 million people were registered to vote.
The poor needed to be informed. People like Jim McCauley> did just that. Many others helped spread the word! Get Involved>
Home Construction and Mortgages are two of the tax-free beneficial businesses. X-Landlords are making much more investing in home construction and mortgages than renting homes. Many more homes are affordable for many more people!
Some Investors are hands-off with the SBA and FHA loans, or they hire business and/or financial managers to manage their investments.
The more hands-on, risk-taker for higher gain Investors get involved with tax-free business or buy tax-free stocks with or without advisors!
No Corporate Tax on businesses that provide goods and/or services has stimulated production. This motivated investors to invest in business! These taxes, in the past, were indirectly paid for by the consumers and employees. In 2023 corporate taxes were only about 10% of all federal tax revenue.
No corporate tax on companies that had high gross profit margins attracted competition from new companies financed by ex landlords! This forced prices down to true supply and demand prices! Again, this produced more goods and services, JOBS, income tax, and sales tax!
A list of companies with high gross profit margins was maintained for public use. This allowed new business investors to select and compete in proven profitable businesses. This is what brought prices down to true supply and demand prices!
No Capital Gains Tax for investors who invest in the previously mentioned beneficial businesses. This also motivated investors to invest in business! In 2023 capital gains tax also was only about 10% of all federal tax revenue.
Tax Loopholes have been eliminated! Loopholes had been used to avoid tax on Corporate Profits and Capital Gains. Since these taxes were eliminated, loopholes are unnecessary. This has greatly simplified tax laws!
Income Tax on more and higher paying jobs and more profitable small businesses (small businesses owners pay income tax) more than made up for no Corporate or Capital Gains taxes!
I love the new Wealth Tax. The rich have invested 10% of their $10 Million+ assets to gain tax-free profits in publicly beneficial businesses instead of losing it to the Wealth Tax! These businesses produced more goods, services, JOBS, income tax, and sales tax! Again, the rich get richer at our benefit, not at our expense! The rich, not taxpayers, stimulate our economy by letting the rich keep All their profits from public beneficial businesses Tax-Free! Many of the Wealthy had already invested more than 10% of their wealth in businesses.
Public beneficial businesses are determined by the U.S. Department of Commerce (DOC) that collects data from several other agencies. The Wealth Tax is “averted” by investing in these businesses that stimulate the economy. Interest rates are determined by the DOC to direct investments to businesses that will best benefit the public. These investments are Federally Insured.
The USA has never had a Wealth Tax before. Several other countries have had a Wealth Tax. Many of their wealthiest citizens left their country to avoid the Wealth Tax. Then most countries repealed their Wealth Tax.
However, it is different in the USA. The Wealthy can “avoid” the Wealth Tax by investing in a beneficial business and KEEPING all their profits Tax-Free!
Our philosophy has been achieved: let the rich get richer at our benefit, not at our expense; let the rich, not taxpayers, stimulate our economy by allowing the rich to keep All their profits from public beneficial businesses Tax-Free!
The increased tariffs as of 2025 have stopped the deluge of foreign goods. New business investments made by the rich to produce many more goods have more than made up for this loss of foreign goods! The cost of most goods has gone down! This has averted the price increase of goods caused by the 2025 heavy tariffs many economic experts predicted! More at aBetterLife4All.com, that’s one word and the number 4. Then search for Prosperity.
Bamboo as a fuel source has reduced the cost of everything. The cost of fuel WAS 15% of the American economy in 2024. Now it is only 5%!
Bamboo has solved many of yesterday’s problems: global warming, gas prices, housing crisis, homelessness, pollution, building material shortage, deforestation, and much more! BAMBOO can replace all wood products and many fossil, plastic, concrete, and steel products! More at aBetterLife4All.com, that’s one word and the number 4. Then search for Bamboo.
Wars and the threat of wars have been eliminated by conflict prevention techniques of Leader Effectiveness Training! Nations have finally learned that more progress is achieved by cooperation than conflict!
Defense spending has been cut from $820 Billion in 2023, that’s 13.3% of the federal budget, down to just $222 Billion. The USA still has the most powerful military on Earth and can still destroy every major city in less than 4 hours. More at aBetterLife4All.com, that’s one word and the number 4. Then search for World Leaders.
Crime spending has been reduced from about $400B/Y to about $100B/Y due to Self-Surrender. More at aBetterLife4All.com, that’s one word and the number 4. Then search for Self-Surrender.
ALL Airborne Contagious Epidemics have been eliminated by UV222 and Vertical Ventilation in public buildings! Before 2026 airborne diseases imposed a substantial economic burden on the US healthcare system and overall economy. One notable study estimated the cumulative financial cost of COVID-19 to be more than $16 TRILLION, or about 90% of the annual GDP of the USA! Even before COVID-19, airborne diseases were a substantial economic burden on the USA! More at aBetterLife4All.com, that’s one word and the number 4. Then search for Airborne.
Medical costs have been substantially reduced, because capable people have been trained and certified in a few months to perform specific medical procedures. A Doctor’s Degree is no longer required to perform most medical operations! Other countries have been doing this successfully for decades!
Mental Health has improved vastly and its expenses have been reduced since 2024, because economic distress has been reduced.
Education costs have been reduced, and the average high school graduate has the knowledge of a bachelor’s degree, the best students have the knowledge of a PhD degree! More at aBetterLife4All.com, that’s one word and the number 4. Then search for High School.
Back in 2024, foreigners owned more than 600,000 American homes, 40% of American stocks, and 30% of Our National Debt WITHOUT paying any American taxes! This gave foreigners an advantage over Americans! By 2027 foreign-owned homes have been eliminated. Tax on American stocks and Debt Interest has been eliminated to encourage Americans as well as foreigners to finance American businesses.
Note: China allows foreigners to own only one house, and they have to live in it. Foreign-owned houses in China cannot be rented!
Foreign-owned property was sold then bought by rich Americans and other Americans with the incentive of not paying taxes on income profits for ten years. Foreigners were not paying American taxes anyway!
Replacing deported aliens: The predicted small business disaster was averted by replacing Illegal aliens with zero income-taxed American workers in certain businesses such as agriculture, construction, and hospitality where finding workers was already difficult even before the 2025 Massive deportation of Illegal aliens. Tax revenue was not lost, because Illegal aliens didn’t pay income tax.
Future Federal borrowing: However, if the USA has to borrow due to an unforeseen calamity, we can borrow from our wealthiest citizens and pay them tax-free interest! We say again, “Let the rich stimulate our economy, not the taxpayer!”
Thanks for having me on your Economic Podcast. I will accept speaking on any subject on aBetterLife4All.com.
This is Bill Voices, your multi-voice, voice actor, audio book narrator, and spokesperson for hire signing out.
Copyright 2025 aBetterLife4All.com(TM), All Rights Reserved.
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List of changes: Date (yymmdd) hhh
250712: Added:
Crime spending has been reduced from about $400B/Y to about $100B/Y due to Self-Surrender. More at aBetterLife4All.com, that’s one word and the number 4. Then search for Self-Surrender.
250628.19:24: Added:
Tax for the different categories:
Individual Income below $120,000/Y: Tax free.
Individual Income $120,000 to $1,250,000/Y: Liner increasing tax. Tax = (3,125/11,300) times (Taxable income – $120,000).
Individual Income greater than $1,250,000/Y: 25% flat tax.
Married Income below $240,000/Y: Tax free.
Married Income $240,000 to $2,500,000/Y: Liner increasing tax. Tax = (3,125/11,300) times (Taxable income – $240,000).
Married Income greater than $2,500,000/Y: 25% flat tax.
250628: Minor changes.
250626.21:16: Added:
FICA recipients are of retirement age or disabled with an income less than $5,000/M and with assets (- home and auto) of less than $20,000.
250626: The following sections were added:
FINANCING FICA.
WE HAD THE POWER:
The poor needed to be informed.
250624.12:25: Changed and added:
Tax-free income below $120,000/y (Jim McCauley>) and low housing costs…
250623: The following was added:
Public beneficial businesses are determined by the U.S. Department of Commerce (DOC) that collects data from several other agencies. The Wealth Tax is “averted” by investing in these businesses that stimulate the economy. Interest rates are determined by the DOC to direct investments to businesses that will best benefit the public. These investments are Federally Insured.
250623: The following were added:
No corporate tax on companies that had high gross profits attracted competition from new companies financed by ex landlords! This forced prices down to true supply and demand! Again, this produced more goods and services, JOBS, income tax, and sales tax!
A list of companies with high gross profit margins was maintained. This allowed new business investors to compete in proven profitable businesses. This is what brought prices down to true supply and demand prices!
This new tax is so heavy Landlords made no profit on units 6 and above! When Landlords sold their excess housing, there was no Capital Gains tax, if they invested their gains in beneficial businesses.
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Published: 250623. Posted: 250623.
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